700 Monterey LaneCold Spring, KY 41076

700 Monterey LaneCold Spring, KY 41076

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$205,000
Residential - Condominium MLS 641851 Price Reduced $5,000 on July 28th, 2026
2 beds 2 full baths 1,099 sqft
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Listed By

Agency Name: Neltner Realty
Agency Phone: 859-816-0228

Shown By

Agency Title: Cutler Real Estate
Agency Phone: 888-763-7575

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Property Description

**Seller is offering up to $5,000 in concessions that can be used toward eligible buyer expenses, including: Closing costs, Interest rate buy-downs, or other allowable costs based on your loan and lender guidelines.***Beautiful 2-bedroom, 2 full bath condo located in the desirable Chardonnay community in Cold Spring, Kentucky! Conveniently situated near NKU, downtown Cincinnati, Ovation, and Newport on the Levee, this home offers quick access to I-275, major interstates, and US 27. The condo features an eat-in kitchen with bar top seating, all stainless steel appliances included, and a private deck. Residents enjoy access to the community clubhouse and in-ground swimming pool through the HOA. A fantastic opportunity for low-maintenance living in one of Northern Kentuckys most convenient locations.

700 Monterey Lane, Unit 300 | MLS# 641851

This condo located at 700 Monterey Lane, Unit 300, Cold Spring, KY 41076 is currently listed for sale with an asking price of $205,000. This property has 2 bedrooms and 2 full baths with 1099 sq. ft. Monterey Lane, Unit 300 is located in the Chardonnay Condos subdivision within the Campbell Co Public school district. Search Chardonnay Condos real estate on 590kingfisherdrive.cutlerhomes.com today.

Property Features

Property Type: Residential - Condominium
Cooling: Central Air
Days on Market: 99
Heating: Electric
Home Style: Traditional
Lot Size: 0.20 Acres
Roof Type: Asphalt
Stories: 1.0

Feature Descriptions

Appliances: Electric Range, Dishwasher, Dryer, Refrigerator, Washer
Association Amenities: Playground, Clubhouse
Association Fee Includes: Maintenance Grounds, Water
Exterior: Brick Veneer
Foundation: Poured Concrete
HOA: Yes
HOA Fee: 328/Monthly
Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Lot Dimensions: of record
Parcel Number: 999-99-20-464.96
Parking: No Garage
Property Attached: Yes
Property Condition: Existing Structure
Rooms Total: 7
Sewer: Public Sewer
Sub Type: Condominium
Water: Public
Window: Insulated Windows

Room Sizes

Living Room: 16 X 14 Level - First
Kitchen: 8 X 10 Level - First
Dining Room: 10 X 7 Level - First
Primary Bedroom: 16 X 13 Level - First
Bedroom 2: 11 X 10 Level - First
Laundry: 6 X 6 Level - First
Primary Bath: 8 X 5 Level - First

Local Schools

High School: Campbell County High
Middle School: Campbell County Middle School
Elementary School: Donald E.Cline Elem
School District: Campbell Co Public

Market Trends

Campbell County Residential Market Trend Graphs
  • Zip Code 41076

Source: Delta Media Group, Inc.

Demographics

Campbell County Demographic Information for 700 Monterey Lane, Unit 300, Cold Spring, KY 41076
Fips
Fips Code 21037
Population
2020 to 2025 Change up 2.5%
2010 Count 90,336
2020 Count 93,076
2025 Estimate (V2025) 95,441
2020 Estimate (V2025) 93,068
Age Distribution (Years Old)
0 to 4 5.0%
5 to 17 20.1%
18 to 64 56.3%
65 and Older 18.6%
Gender
Male 49.5%
Female 50.5%
Place of Birth
Foreign 2.7%
US 97.3%
Education
High School Graduate, Age 25+ 93.9%
Bachelor's Degree or Higher, Age 25+ 39.7%
Computer and Internet use
Households with a computer 95.9%
Households with a broadband Internet subscription 92.2%
Language
English is Second Language, Age 5+ 4.0%
English is First Language, Age 5+ 96.0%
Veterans
Veterans 3,877
Income
Per Capita Income $46,100
Median Household Income $77,567
People in Poverty 11.3%
Commute
Average Work Commute Time 24 minutes
Housing
Total Housing Units 42,129
Households 39,232
Average Household Size 2.32
Owner-Occupied 71.1%
Multi-Family 29.3%
Owner-Occupied Median Value $252,000
Median selected monthly owner costs -with a mortgage $1,627
Median selected monthly owner costs -without a mortgage $592
Median gross rent $1,145
Building Permits
New Private Housing Issued 2024 249
Years at Residence
1 Year or More 86.1%
Less Than 1 Year 13.9%
Business and Employment
Private non-farm Establishments 1,743
Private non-farm Employment 25,891
Private non-farm Employment Growth down 3.9%
Nonemployer Establishments 6,215
Number of Firms 1,294
Business Production
Value of Shipments $770,967,000
Wholesale Trade $1,492,840,000
Retail Trade $1,187,805,000
Retail Sales Per Capita $12,158
Accommodation and Food Services $231,789,000
Land
Land Area 151.31 sq. miles
Population Per Square Mile 597

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 1,109.90 per month $1,050.11 Principal & Interest $0.00 Property Tax (data not provided by mls) $59.79 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Croos Country Mortgage
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